Recent Posts in Insurance Category
Posted on Feb 7, 2014 By Layman Law Firm
It took less than a year from the time the new provisions of Florida's PIP statute took effect for insurers to start putting the squeeze on their insureds in an attempt to maximize insurance ...
Continue reading "Insurance Company Secret #4 - No Emergency Medical Condition" »
Posted on Jul 25, 2013 By Layman Law Firm, P.L.
Insurance Industry Employs Delay, Deny, Defend Strategy And Puts Profits Over Its Policyholders Think "you're in good hands" with Allstate? Not so, according to an in-depth investigation ...
Continue reading "10 Worst Insurance Companies" »
Posted on Jan 3, 2013 By Layman Law Firm, P.L.
Florida Rule of Evidence 90.407 provides that: "Evidence of measures taken after an injury or harm caused by an event, which measures if taken before the event would have made the injury or harm ...
Continue reading "Insurance Company Secret #3 - Subsequent Remedial Measures" »
Posted on Dec 10, 2012 By Layman Law Firm, P.L.
In the second installment of Insurance Company Secrets, today we examine setoffs and their application in a jury trial stemming from a car accident. If you or a loved one are injured in a car ...
Continue reading "Insurance Company Secret #2 - Setoffs" »
Posted on Nov 14, 2012 By Layman Law Firm, P.L.
There are hundreds of thousands of accidents that occur in Florida each year. These accidents range from car accidents, motorcycle accidents, dog bite accidents, slip and fall accidents, industrial ...
Continue reading "Insurance Company Secret #1 - Jury Can't Know About Insurance" »
Posted on Aug 28, 2012 By Layman Law Firm,P.L.
If you have been involved in a car accident, your whole life may seem like it is turned upside down. One minute, you are driving down the road minding your own business and the next minute, you are ...
Continue reading "Never Give A Recorded Statement To An Insurance Company" »
Posted on Mar 16, 2012 By Layman Law Firm, P.L.
The onerous PIP legislation that passed late last Friday night was concocted behind closed doors and was not available for public viewing until 7:30 p.m. that evening. Soon after it was unveiled, it ...
Continue reading "Summary of 2012 Changes to Florida's PIP Statute" »
Posted on Mar 9, 2012 By Layman Law Firm, P.L.
It is the time of year again when greedy insurance companies are lobbying the Florida legislators in an attempt to leverage changes to Florida's PIP statute to increase insurance company profits ...
Continue reading "The Continued Erosion of PIP Coverage In Florida" »
Posted on Feb 9, 2012 By Layman Law Firm, P.L.
If you are involved in a serious car accident and your car is deemed a total loss, this in and of itself is stressful. You may have sustained personal injuries, you may be missing time from work and ...
Continue reading "The Importance of GAP Insurance" »
Posted on Apr 5, 2011 By Layman Law Firm, P.L.
Here at Layman Law Firm, P.L., we receive many telephone calls from people who have been involved in hit and run accidents. These hit and run accidents usually take one of two forms. First, would be ...
Continue reading "I Was Injured In A Hit And Run Accident, Now What?" »
Posted on Mar 25, 2011 By Layman Law Firm, P.L.
If you have been involved in a car accident, you may feel like your world is turned upside down. You most likely will have to contend with a number of issues including getting your car fixed, treating ...
Continue reading "Make Sure The Insurance Company Provides You With A Rental Car!" »
Posted on Mar 24, 2011 By Layman Law Firm, P.L.
"The other driver caused the accident. Why is his/her insurance company not paying the full amount to repair my damaged or totaled car?" This is a question we hear repeatedly in our representation of ...
Continue reading "Claims Handling Tactic De Jour ... "Shaving Liability"" »
Posted on Mar 22, 2011 By Layman Law Firm, P.L.
If you have been involved in a motor vehicle accident or have occasion to deal with an insurance company and/or its adjusters, be prepared for the DDD approach to claims adjusting. . . Delay, Deny, ...
Continue reading "Common Insurance Company Delay Tactics" »
Posted on Feb 14, 2011 By Layman Law Firm, P.L.
In State Farm Mut. Auto. Ins. Co. v. Curran, 36 Fla. L. Weekly D195b (Fla. 5th DCA 2011), the Fifth District Court of Appeals held that an insured who refused to attend a compulsory medical ...
Continue reading "Attendance at CME condition precedent to UM suit and recovery of policy benefits" »
Posted on Jan 6, 2011 By Layman Law Firm, P.L.
Many people who have been involved in car accidents in Florida operate under the assumption that they have "full coverage". While some people do indeed have comprehensive coverage available under ...
Continue reading "The Myth of "Full Coverage"" »