Recent Posts in Coverage Category

Insurance Company Secret #4 - No Emergency Medical Condition

It took less than a year from the time the new provisions of Florida's PIP statute took effect for insurers to start putting the squeeze on their insureds in an attempt to maximize insurance ...
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Summary of 2012 Changes to Florida's PIP Statute

The onerous PIP legislation that passed late last Friday night was concocted behind closed doors and was not available for public viewing until 7:30 p.m. that evening. Soon after it was unveiled, it ...
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The Importance of GAP Insurance

If you are involved in a serious car accident and your car is deemed a total loss, this in and of itself is stressful. You may have sustained personal injuries, you may be missing time from work and ...
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I Was Injured In A Hit And Run Accident, Now What?

Here at Layman Law Firm, P.L., we receive many telephone calls from people who have been involved in hit and run accidents. These hit and run accidents usually take one of two forms. First, would be ...
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Make Sure The Insurance Company Provides You With A Rental Car!

If you have been involved in a car accident, you may feel like your world is turned upside down. You most likely will have to contend with a number of issues including getting your car fixed, treating ...
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Attendance at CME condition precedent to UM suit and recovery of policy benefits

In State Farm Mut. Auto. Ins. Co. v. Curran, 36 Fla. L. Weekly D195b (Fla. 5th DCA 2011), the Fifth District Court of Appeals held that an insured who refused to attend a compulsory medical ...
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The Importance of Uninsured Motorist Coverage in Florida

Uninsured Motorist (UM) coverage is one of the most important types of coverages you can add to your automobile or motorcycle policy in Florida. UM coverage is optional in Florida. It is not one of ...
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